Foreword Chapter �� Loans for the Poor--A Worldwide Problem ��. 1 Four Lows of Poor Households ��. 2 Four Worries of Financial Institutions ��. 3 Four Difficulties of Government Departments Chapter �� Innovation of Poverty Alleviation Microcredit Products ��. 1 Policy Design ��. 2 Implementation ��. 3 Preliminary Achievement Chapter �� Solve the Problem of Obtaining the Loans ��. 1 Removing Threshold by Government Credit Enhancement ��. 2 Setting the Loan Limit by Credit Rating ��. 3 Improving Service by Departments Collaboration Chapter �� Solve the Problem of Making Good Use ��. 1 Defining the Purpose of the Loan ��. 2 Standardizing the Usage of the Loan ��. 3 Improving the Use Efficiency of the Loan Chapter �� Solve the Problem of Repaying ��. 1 Based on Regulation and Monitoring ��. 2 Sticking to "Prevention First ��. 3 Valuing Classified Handling Chapter �� Typical Cases ��. 1 Poverty Alleviation Microcredit Case of Anhui Province ��. 2 Poverty Alleviation Microcredit Case of Yanchi County ��. 3 Poverty Alleviation Microcredit Case of Baogou Village Chapter �� Innovation of Financial Poverty Alleviation System with Chinese Characteristics ��. 1 Innovation of Financial Poverty Alleviation System ��. 2 Innovation Highlighting Advantages of Chinese Characteristics ��. 3 Consolidating and Deepening the Achievements of Institutional Innovation Appendix Operational Guidelines for Poverty Alleviation Microcredit Postscript Afterword