2016��5�¡�1����2��ǰ��UNIT 1AT THE ENQUIRY DESK1Warming��up1Situational Dialogues11. Opening Conversation12. Asking for Changing Currency 13. Asking for Sending Money14. Asking for Exchange Rate2Key Words and Expressions 2Useful Sentences3Reading4Notes4Practical Exercises5Translation of Dialogues and Reading7UNIT 2OPENING A NEW ACCOUNT9Warming��up9Situational Dialogues91. Opening a Deposit Account92. Opening a Special Account103. Opening a Checking Account for a Company104. Opening a Current Account11Key Words and Expressions 11Useful Sentences12Reading13Notes14Practical Exercises15Translation of Dialogues and Reading17UNIT 3OPENING A DEPOSIT ACCOUNT20Warming��up20��1����2��Ŀ�Situational Dialogues201. Opening a Current Savings Account202. Opening a Fixed Deposit Account203. Opening a Foreign Currency Deposit Account214. Handling Special Saving Plans 22Key Words and Expressions 22Useful Sentences23Reading24Notes25Practical Exercises26Translation of Dialogues and Reading28UNIT 4APPLYING FOR LOAN31Warming��up31Situational Dialogues311. Personal Consumption Loan312. A Foreign Exchange Loan323. International Syndicated Loan324. Mortgage Loan33Key Words and Expressions 35Useful Sentences36Reading37Notes39Practical Exercises40Translation of Dialogues and Reading42UNIT 5MONEY EXCHENGE46Warming��up46Situational Dialogues461. Asking for Exchanging Foreign Currency462. Asking for Foreign Currency Exchange Rate473. Exchanging US Dollars474. Exchanging Hong Kong Dollars48Key Words and Expressions 48Useful Sentences49Reading50Notes51Practical Exercises52Translation of Dialogues and Reading53UNIT 6APPROACHING INSURANCE56Warming��up56Situational Dialogues561. Advising Affairs562. Consulting about the Individual Insurance573. Consulting on the Telephone574. Educational Insurance57Key Words and Expressions 58Useful Sentences59Reading59Notes60Practical Exercises61Translation of Dialogues and Reading62UNIT 7INSURANCE POLICY65Warming��up65Situational Dialogues651. Introducing Juvenile Whole Life Insurance652. Explaining the Policy663. Representing the Policy664. Explaining How to Make Insurance Claims67Key Words and Expressions 68Useful Sentences69Reading70Notes70Practical Exercises71Translation of Dialogues and Reading73UNIT 8LIFE AND HEALTH INSURANCE76Warming��up76Situational Dialogues761. Talking about Personal Insurance762. Transacting Insurance Policy773. Delivering Insurance Policy77Key Words and Expressions 78Useful Sentences79Reading79Notes80Practical Exercises81Translation of Dialogues and Reading82UNIT 9PROPERTY INSURANCE85Warming��up85Situational Dialogues851. Consulting About Property Insurance852. Asking for Claims863. Explaining the Procedure of Claim864. After a Car Accident865. An Investigation on the Spot876. Settlement of Claims and Liability87Key Words and Expressions 88Useful Sentences90Reading91Notes91Practical Exercises92Translation of Dialogues and Reading94UNIT 10REINSURANCE AND CREDIT INSURANCE97Warming��up97Situational Dialogues971. Consulting About Credit Guarantee Insurance972. Consulting about Fidelity Guarantee Insurance 983. Before Signing a Contract984. Refusal of Claim995. The Cargo Insurance99Key Words and Expressions 100Useful Sentences102Reading103Notes103Practical Exercises104Translation of Dialogues and Reading106UNIT 11OVERVIEW OF ACCOUNTING109Warming��up109Situational Dialogues1091. Accounting and Bookkeeping1092. Transaction Recording1103. Accounting Elements110Key Words and Expressions 111Useful Sentences112Reading113Notes117Practical Exercises118Translation of Dialogues and Reading119UNIT 12REVENUES AND EXPENSES124Warming��up124Situational Dialogues1241. The Items of Income Statement1242. Revenue and Gains 1253. Cost and Expenses1254. The Financial Ratio on Profitability125Key Words and Expressions 126Useful Sentences127Reading128Notes131Practical Exercises132Translation of Dialogues and Reading134UNIT 13ASSETS AND LIABILITIES138Warming��up138Situational Dialogues1381. Asset Items1382. Current Liabilities 1393. Inventory Measurement1394. Goodwill140Key Words and Expressions 140Useful Sentences141Reading141Notes147Practical Exercises148Translation of Dialogues and Reading149UNIT 14OWNER��S EQUITY OF PARTNERSHIP AND CORPORATION156Warming��up156Situational Dialogues1561. Corporation1562. Partnership1563. Preferred Stock and Common Stock1574. Dividends157Key Words and Expressions 158Useful Sentences159Reading160Notes164Practical Exercises164Translation of Dialogues and Reading166UNIT 15BASIC FINANCIAL STATEMENTS172Warming��up172Situational Dialogues1721. Financial Statements1722. The Statement of Retained Earnings1733. Closing the Income Statement Account1734. The Statement of Cash Flows173Key Words and Expressions 174Useful Sentences174Reading175Notes178Practical Exercises179Translation of Dialogues and Reading181UNIT 16AT THE STOCK EXCHANGE185Warming��up185Situational Dialogues1851. Asking for Opening a Securities Account1852. Asking for Opening a Fund Account1863. Asking for Trading Fees1864. Asking for Trading Hours186Key Words and Expressions 187Useful Sentences188Reading188Notes189Practical Exercises190Translation of Dialogues and Reading192UNIT 17ACCOUNT OPENING AND CANCELLATION195Warming��up195Situational Dialogues1951. Securities Account Opening (A Shares)1952. Securities Account Opening (B Shares)1963. Fund Account Opening1974. Account Cancellation197Key Words and Expressions 197Useful Sentences198Reading199Notes200Practical Exercises201Translation of Dialogues and Reading203UNIT 18CUSTOMERS INFORMATION UPDATE206Warming��up206Situational Dialogues2061. Updating Personal Information2062. Reporting the Loss2063. Forgetting Log��in Password2074. Transferring Securities 207Key Words and Expressions 208Useful Sentences209Reading210Notes212Practical Exercises213Translation of Dialogues and Reading215UNIT 19ONLINE TRADING218Warming��up218Situational Dialogues2181. Opening an Online Trading Account2182. Trading Stocks Online2193. Trading Funds Online2194. Online Transaction Security220Key Words and Expressions 220Useful Sentences221Reading222Notes223Practical Exercises224Translation of Dialogues and Reading225UNIT 20STOCK INVESTMENT228Warming��up228Situational Dialogues2281. Ways of Stock Investment2282. Ways of Fund Investment2293. Minimizing Risk in Investment2304. When to Sell Stocks231Key Words and Expressions 231Useful Sentences232Reading233Notes234Practical Exercises235Translation of Dialogues and Reading237APPENDIX VOCABULARY FOR FINANCE241�����īI254��Ϣ